Adding your Maybank Visa Debit Card to Paypal

Earlier this year, I can’t recall the exact date, Maybank has upgraded their Visa Debit Card, enabling it to be used for online shopping. Good thing is, once Maybank Visa Debit card can be used online, it can be used for making payments through Paypal.

Here’s a step by step guide on how to add your Maybank Visa Debit card to your Paypal account. Before proceeding, please ensure that you have around RM20-RM30 in your Maybank account, this is for the verification process. Paypal will not charge the full RM20-RM30, but it’s better to be safe (and causes less headaches later on):

Step 1
Complete the Maybankard Secure Online Shopping enrollment. Detailed steps can be found in my previous post.

Step 2
Login to your Paypal account, hover your mouse pointer to “Profile”, and click on “Add/Edit Credit Card”.

Step 2 - Click on Add/Edit Credit card

Step 2 - Click on Add/Edit Credit card

Step 3
Fill up the online form with your Maybank Visa Debit card credentials. Once you have completed all the fields, click on “Save and Continue”

Step 3 - Complete the online form

Step 3 - Complete the online form

Step 4
You will come across this screen, which confirms that your card has been added to your Paypal account, and that Paypal has charged $1.95 to your card. This charge is part of their verification process, which is important so that you can lift your spending & withdrawal limit.

Step 4 - Confirmation screen that your card has been added to Paypal

Step 4 - Confirmation screen that your card has been added to Paypal

Step 5
Give it 2-3 working days, and check your Maybank2u online account under “Debit Card History”. Look for the Paypal Expanded Use Number (4 digit number) – it should be labeled as “Expuse”. Remember or write the number down.

Here’s a snapshot from my Maybank2u online account statement showing Expanded Use number (labeled as “EXPUSE”)

Snapshot of the Paypal Expanded Use number

Snapshot of the Paypal Expanded Use number

Step 6
Login to your Paypal account again, and look for the “Enter Expanded Use Number” link. Enter the 4 digit number that you’ve found earlier in your Maybank2u online statement. Once done, your Paypal account is verified, and your sending limit is lifted (from $500 to unlimited), and your withdrawal limit is increased to $500 per withdrawal.

There you have it. Does look like a tedious process, but definitely worth it once you have added your card and verified your Paypal account.

Bear in mind that the default amount that you can spend (online or at retail shops) with your Maybank Visa Debit Card is set at RM500, so if you’re planning on spending more, head over to the nearest Maybank ATM to increase your “Purchase Limit”. Purchase Limit is the maximum amount that you can spend per day with your Maybank Visa Debit card (does not include ATM cash withdrawal, only when you swipe your card to pay for purchases)

I would also recommend to increase your card’s “Purchase Limit” if you plan on receiving a Paypal withdrawal worth more than RM500. Paypal allows US$500 (RM1750) per withdrawal, so if you’re withdrawing US$500, increase your Purchase Limit to cater for the Paypal withdrawal.  This is to be on the safe side.

Really do hope this helps! Leave a comment if you need any help or if you have any questions!