No, it's not this easy, but I wished it was

You see in Malaysia, working online or working at home is a pretty new concept, and you’re a champion and the most eligible bachelor if people see you up at 7am, dressed in a workshirt and a tie, warming up your car to head to your regular 9-5 jobs. If neighbors were to see you at home during work hours, they would come to a conclusion that you are up to no good.

To add salt to the wound, especially if you’re married, your wife drives out to work in the morning, and you’re at home (presumably doing nothing at all). “Blasted husband! Wife goes out to work while you are uselessly getting fat at home…”

Now, the real story is, I do work from home, and my income is earned (mainly) through affiliate marketing. This is the Wiki on affiliate marketing

Affiliate Marketing is an Internet-based marketing practice in which a business rewards one or more affiliates for each visitor or customer brought about by the affiliate’s marketing efforts. It is an application of crowdsourcing.

Sounds catchy and exciting doesn’t it. My definition is much much more informal and downright dumb.

Affiliate Marketing is when I promote other people’s products online and get a commission for every sale.

I dunno. I guess that’s why I get weird stares when I tell them that is what I do

There are 2 types of affiliate marketing:

1. Cost Per Action (CPA) – You get paid when the customer “does something” that the advertiser wants. Example email, subscribes to service, signup for offers etc. Also known as Pay Per Action (PPA)
2. Cost Per Sale (CPS) – Revenue sharing. Advertiser pays you a certain percentage when you refer people to buy from them (or their website). Example, you refer a customer from your blog or website to nike.com, and they buy a pair of sneakers. You get a percentage from the sale of that sneaker.

My business model is mainly on CPS. The offers pay more, and I guess being the fact that I love sports and I do know how to promote sneakers, that’s why I’m converting better on CPS offers compared to CPA.

How do I promote my websites? Aha, that’s a story for another day.

I hope that now people know what I do

Maybank Visa Debit Card

Say what? Seriously??

Let me type that again for you – Maybank Debit Card (also known as the Maybankard), can now be used to Withdraw Funds from your Paypal account!

Now I won’t be bold enough to say this (or type this) without proof, so check the proof below (snapshot of my Maybank account) :

snapshot-paypal-to-maybank1

Convinced? Want to give it a try? Let’s Go! Here’s how you can set your Maybank debit card to be able to receive Paypal withdrawals:

Step 1

Snapshot- MSOS link

Login to your Maybank2u Online account, and look for the “Maybankard Secure Online Shopping Registration” link (MSOS Registration).

Snapshot-MSOS fields

Step 2
Complete the enrollment process by filling up the fields. Make sure that:
1. Password is 6-8 characters, must contain at least 1 number. Example of an accepted Password:  abcde1

2. Personal Assurance Message (PAM) does not contain any special character (dots, fullstop, comma etc etc). PAM is visible when you are about to complete payments/purchases online.

Step 3
You will land on the Maybank confirmation screen, letting you know that your Maybank Visa Debit card is ready to be used online.

Once you have activated Maybank Secure Online Shopping (MSOS) registration, you can add your Maybank Visa Debit Card to your Paypal account. Please ensure that you have around RM20-RM30 in your Maybank account before you add your Maybank Visa Debit Card to your Paypal account.

I’ll explain in my next post as to how to add your Maybank Visa Debit Card to your Paypal account, verify your Paypal account, and further use it for withdrawal and make online purchases.

UPDATE : Instructions on how you can add your Maybank Visa Debit Card to your Paypal account in my New Post